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If you have a credit card or a loan from a bank, you have a credit history. Companies collect information about your loans and credit cards. Companies also. Get a free copy of your credit report every 12 months from each credit reporting company. Ensure that the information on all of your credit reports is correct and. Your credit scores and reports give lenders an idea of how trustworthy you are when it comes to paying off your debts. Our goal is to provide education to you so .
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